Prior to enactment of the Affordable Care Act (ACA), also known as Obamacare, women and children were often considered to account for two of several underserved groups most likely to suffer from financial hardship. As a result, certain special federal and state programs ensure that members of such groups could receive additional assistance. Under Obamacare, […]
How to Get a Free Breast Pump
The Affordable Care Act (ACA), more commonly known as Obamacare, was designed to meet the needs of millions of low-income Americans and other underserved groups unable to obtain needed medical services because of the high cost of health insurance (or due to other circumstances such as preexisting conditions that made them ineligible for many insurance […]
My Health Insurance Doesn’t Cover Pregnancy
With the implementation of the Affordable Care Act (ACA, otherwise known as Obamacare), almost all insurance plans are now required to provide maternity coverage. Prior to 2014, most individual health insurance policies did not include pregnancy and prenatal care as a standard benefit under the terms of coverage. You could purchase maternity coverage as an […]
Health Insurance for Women
Access to health care has greatly improved since the roll out of Obamacare, aka the Affordable Care Act or ACA. This is a set of laws and regulations that requires all Americans to maintain health insurance for at least 10 months out of the year, otherwise, a penalty will be imposed during tax refund season. […]
Will My Health Insurance Cover a Breast Pump?
Since the passage and implementation of the Affordable Care Act (ACA), or Obamacare, many women have enjoyed increased healthcare benefits. Women in general have seen insurance rates more in line with their male counterparts now that insurance companies are no longer allowed to charge more for women who are pregnant or may become pregnant. Simply […]
Can You Use Short-Term Disability Insurance for Maternity Leave?
There are going to be times when employees need to take leave from work for medical reasons such as a personal illness or injury, taking care of an ailing family member, or having a baby, just for example. In addition to sick leave, many employers provide for up to 12 weeks of unpaid leave for […]
Is a Breast Cancer Gene Test Covered by Insurance?
One of the things that the passage of the Affordable Care Act (ACA), or Obamacare, brought about was to ensure that underserved groups would enjoy access to necessary preventive healthcare services. This includes coverage for women, children, the elderly, the disabled, and more. In terms of women’s health, a wide variety of services are now […]
Does Health Insurance Cover Marriage Counseling?
Most of us pay a pretty penny for health insurance. Even if you are partially covered through an employer-sponsored benefit plan or you receive some governmental assistance, you may still find yourself paying quite a bit for insurance premiums, deductibles, co-pays, and so on. The long and short of it is that you want your […]
Does Obamacare Cover Maternity?
The Affordable Care Act (ACA), or Obamacare, was designed to help underserved populations, most especially those unable to afford health insurance due to low income or ineligibility for coverage due to preexisting conditions. However, Obamacare also took a number of other typically neglected groups into consideration, including children, the elderly, the disabled, and women, particularly […]
Is Birth Control Free With Obamacare?
As is the case with many components of the Affordable Care Act (ACA), otherwise known as Obamacare, there is no simple yes or no to this question. There have been multiple lawsuits, some settled and some still ongoing, that challenge various aspects of the new healthcare law. One such case that made it all the […]