Short-term disability insurance (SDI) can be used to continue receiving at least a portion of regular wages even though you’re not working, for a variety of reasons. It could cover your pay during an extended illness or a surgical procedure and recovery period, for example, or it could be used during a portion of pregnancy […]
How to Apply for Short Term Disability Insurance
Short-term disability insurance is private coverage that helps to supplement your income should you be unable to work due to illness or significant injury. This is very valuable protection to maintain. That is because it can ease the financial hardships that all too often emerge when you absolutely must take time off due to a […]
Health Insurance for a Month
There are a number of reasons why you’d want to purchase health insurance for one month. But is it even possible? In short, yes – it’s known as short-term health insurance or temporary health insurance. These plans provide coverage for the term you need, which can be for one month or a few months. Some […]
What Is Short-Term Disability Insurance?
There are times in life when injury or illness makes it impossible to work over a short period of time. Unfortunately, your bills still need to be paid even if you’re sick and not working. An inability to pay could leave you buried in debt, forced to stop buying necessities including prescriptions or food, and […]
Health Insurance between Jobs
There are few things more stressful than being without a job. Whether you quit or you leave a job against your will through firing or layoff, going without a steady income for any length of time can be understandably anxiety inducing. When you add on top of that the high cost of paying for your […]
How Does Obamacare Work for the Unemployed?
If you find yourself unemployed for any length of time and unable to take advantage of an employer-sponsored health insurance plan, you might be understandably nervous about securing coverage for yourself and your family, not to mention the potential penalties/fees associated with going uninsured for any length of time. With Obamacare (or the Patient Protection […]
How Long Does It Take to Get Health Insurance?
There are a number of reasons why you might be looking to get new health insurance or make changes to your current policy. In some cases, you will have to wait for the annual open enrollment period in order to enroll in a plan or make changes to your current plan, and this period generally […]
What Is COBRA Health Insurance?
When Obamacare first went into effect, many people anticipated the beginning of socialized medicine and an end to the privatized health insurance that Americans had become familiar with. Of course, this knee-jerk reaction was far from accurate. The goal of the Patient Protection and Affordable Care Act (ACA), or Obamacare, was to offer affordable options […]
