There are tens of millions of senior citizens living in America. People are living longer and maintaining good health well into their twilight years. There is no denying that at some point, our bodies begin to deteriorate. Even seniors who maintain stellar health have a greater risk of health problems than the average 20-year-old. Due […]
What Is PACE?
We all have medical needs at some time in our lives. Certain groups, like senior citizens, are at greater risk for medical problems and complications related to accident, injury, and illness. It is for this reason that senior citizens are eligible for specialized health programs like Medicare and Medicaid. Of course, even among the elderly, […]
Does Insurance Pay for Cochlear Implants?
Getting fitted for cochlear implants is a major decision, one that requires much contemplation for both lifestyle and financial conditions. These devices are not inexpensive, but they can change someone’s life for the better. The cochlear implant is designed to help the wearer hear sounds much louder and clearer than they do without electronic assistance. […]
Health Insurance for Early Retirees
If you’re among the many Americans contemplating an early retirement, you will need to give your health insurance some consideration if you intend to comply with the new mandat concerning coverage under the Affordable Care Act. Most men and women age 65 or older will qualify for Medicare coverage. Those that have Part A or […]
How Does Obamacare Affect Medicare Advantage Plans?
The Affordable Care Act, aka Obamacare, brings with it a whole range of changes that affect the way healthcare is obtained, purchased, and provided for millions of Americans in the United States. Among the many components of the new law is how it impacts Medicare and Medicare Advantage Plans. The Affordable Care Act doesn’t implement […]
Will Health Insurance Cover Nursing Homes?
Individuals who have a qualifying health care plan under the Affordable Care Act often wonder if their insurance covers the cost of care at a nursing home. Unfortunately, many common insurance plans do not cover nursing homes and those costs must be paid from other sources. However, Medicaid may be able to offer some financial […]
What Is the Donut Hole?
The Donut Hole is another term for the Medicare Part D coverage gap. This gap has caused a lot of confusion for people across the nation. Before the Affordable Care Act (ACA, or Obamacare) went into effect, senior citizens who fell into this gap were forced to spend more money (sometimes full price) on their […]
Long Term Healthcare Insurance
The demographic that generates the highest amount of medical expenses are, of course, the elderly. Even the healthiest of those that are getting closer to the end of their life will inevitably need a significant amount of medical attention on a relatively regular basis. In the worst cases, long term healthcare will be needed. Long […]
What Is AARP Health Insurance?
AARP, or the American Association of Retired Persons, is a “nonprofit, nonpartisan, social welfare organization” for members over the age of 50. Their focus on social reform that benefits the elderly revolves around secure employment and income, protecting against financial abuses, and providing health care. With an estimated 38 million members, AARP is one of […]
Does Health Insurance Cover Hearing Aids?
No one is left untouched by the effects of aging. In this era of scientific progress, we’ve found many ways to stave off the ravages of age. Most people know that preventive options like wearing sunblock, eating right, and exercising can keep us looking and feeling young and healthy much longer. In addition, modern medicine […]