We all have medical needs at some time in our lives. Certain groups, like senior citizens, are at greater risk for medical problems and complications related to accident, injury, and illness. It is for this reason that senior citizens are eligible for specialized health programs like Medicare and Medicaid. Of course, even among the elderly, […]
What States Are Exempt from Obamacare?
When the Affordable Care Act (ACA), or Obamacare, was initially enacted in 2010, the healthcare reform law was contentious, to say the least. Several groups and even states filed lawsuits contesting parts of the law, or the entire program. Although the law went through a number of adjustments as the rollout continued, the law held […]
Is Obamacare Medicaid?
The simple answer to this question is no – Obamacare and Medicaid are two different programs – but they are inextricably linked. The Affordable Care Act (ACA) is a system of healthcare reform that was enacted in 2010 and dubbed “Obamacare” because it was put forth by President Barack Obama. Medicaid, on the other hand, […]
Will Health Insurance Cover Nursing Homes?
Individuals who have a qualifying health care plan under the Affordable Care Act often wonder if their insurance covers the cost of care at a nursing home. Unfortunately, many common insurance plans do not cover nursing homes and those costs must be paid from other sources. However, Medicaid may be able to offer some financial […]
What Is Government Subsidized Health Insurance?
Government subsidized health insurance is coverage that is made available to individuals and households with incomes that fall below the federal poverty level. There are a number of different forms of subsidized insurance, but the two that are perhaps the best known are Medicaid and the Children’s Health Insurance Program (CHIP). In addition to these, […]
If I Qualify for Medicaid Can I Get Obamacare?
Along with the new federal mandates that govern health insurance under the Affordable Care Act, aka Obamacare, many states have also expanded Medicaid programs to provide coverage for Americans who have household incomes that are below a specific level. The qualifications for Medicaid coverage are dependent upon whether or not the state in which you […]
What Is Medicaid Health Insurance?
The ultimate contradiction of medical care and insurance is that those who are the least likely to have it are the most likely to need it. People with low income are more likely to be in high stress jobs – possibly more than one of them — living in more dangerous conditions, and on a […]
Which States Expanded Medicaid?
Legend: Blue = Expanded Medicaid The following is a comprehensive list of the states that have already expanded Medicaid as of March 14, 2016: Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Hawaii Illinois Indiana Iowa Kentucky Louisiana Maryland Massachusetts Michigan Minnesota Montana Nevada New Hampshire New Jersey New Mexico New York North […]
Is Medicaid Considered Health Insurance?
Because Medicaid is free (or very low in cost), you might not think it qualifies as regular health insurance. And because of new laws that require every U.S. citizen to carry health insurance, you might be worried that you will have to pay penalties at the end of the year for failing to obtain appropriate […]
