Many people have used the passage of Obamacare, or the Affordable Care Act (ACA), to sign up for affordable health insurance policies through state-run exchanges. Those who qualify have even been able to take advantage of assistance when it comes to paying for this mandated coverage. Others have continued to purchase insurance outside of the […]
Can an Employer Pay for Individual Health Insurance?
The passage of Obamacare, or the Affordable Care Act (ACA), spelled considerable change for the entire healthcare industry. Many individuals were able to gain health insurance for the first time despite obstacles like low income or preexisting conditions that had prevented them from obtaining coverage in the past. Of course, the law also mandated that […]
Under Obamacare, What is Considered Full Time?
The question of who is and who is not considered a full-time employee has recently become a lot more important. This is due to the looming deadline concerning the employer mandate (part of the Employer Shared Responsibility Provision) of the Affordable Care Act (ACA), or Obamacare. The law basically states that any business employing fifty […]
What Is the Employer Mandate in Obamacare?
The Affordable Care Act (ACA), also known as Obamacare, includes an Employer Shared Responsibility Provision concerning the expectations for certain employers to provide mandatory healthcare benefits for their employees. The employer mandate is included in the Employer Shared Responsibility Provision, and it basically states that large employers share in the responsibility of providing affordable health […]
How Does Obamacare Affect Small Business?
With the passage of Obamacare (the Affordable Care Act, or ACA), all Americans are now required to carry minimum essential health coverage (unless exempt). Additionally, healthcare reform has changed requirements for employers providing health benefits packages to their employees. Although the Employer Mandate/Employer Penalty portion of Obamacare was delayed (it was originally set to take […]
Health Insurance for Self-Employed Individuals
There are plenty of perks associated with being self-employed. For one thing, you get to be your own boss, choosing the projects or clients you prefer and setting your own schedule. You can take time off whenever you please and in most cases you can charge a premium for your work. Unfortunately, there are also […]
What Is COBRA Health Insurance?
When Obamacare first went into effect, many people anticipated the beginning of socialized medicine and an end to the privatized health insurance that Americans had become familiar with. Of course, this knee-jerk reaction was far from accurate. The goal of the Patient Protection and Affordable Care Act (ACA), or Obamacare, was to offer affordable options […]
