Every year, a number of health insurance conferences are held all over the U.S., and in some cases, even internationally. These conferences are generally intended to provide employers, HR specialists, and those in health insurance and healthcare industries access to the latest information related to healthcare laws, advances, technology, and more, as well as allow […]
How Many Health Insurance Companies Are There?
In the United States alone, there are dozens of health insurance (major medical) providers. Some of them operate privately. Others offer plans to individuals and businesses through the health insurance marketplace via state exchanges and SHOP (Small Business Health Options Program) plans. There are also a number of insurance providers that offer Medicare plans and […]
How Does Obamacare Pay for Itself?
Any type of major reform at the national level is bound to cost something. The implementation of the Affordable Care Act (ACA), or Obamacare, is no exception. One of the major goals of the law is to regulate the healthcare industry over time. It provided affordable coverage options for U.S. citizens. Additionally it curbed healthcare […]
Does Obamacare Affect Private Insurance?
Obamacare, also known as the Affordable Care Act (ACA) was first enacted in 2010. It began the process of major healthcare reform. For millions, it provided an opportunity to obtain affordable healthcare where none existed before. It opened the door for those with pre-existing conditions to gain coverage that they were previously denied or overcharged […]
Does Life Insurance Get Taxed?
As the saying goes, there are only two guaranties in life: death and taxes. The whole idea behind purchasing a life insurance policy is to provide for your family in the event of your death. However, whenever money changes hands, the government wants their share. In some cases, the beneficiaries of your life insurance policy […]
Can You Cancel Obamacare Anytime?
By now, most people are well aware of the open enrollment period for health insurance. It occurs between the beginning of November and the end of January of the following year. During this time, you can enroll for, change, or cancel healthcare coverage. What about the rest of the year, though? What if you want […]
Best Health Insurance for Senior Citizens
There are tens of millions of senior citizens living in America. People are living longer and maintaining good health well into their twilight years. There is no denying that at some point, our bodies begin to deteriorate. Even seniors who maintain stellar health have a greater risk of health problems than the average 20-year-old. Due […]
Is Health Insurance Taxable?
The Affordable Care Act (ACA), more commonly known as Obamacare, revolutionized healthcare in America. It provides affordable options allowing everyone to enjoy health insurance coverage. It also mandates that every U.S. citizen maintains minimum coverage or face penalties. In other words, it makes every citizen responsible for maintaining health but provides a means to do […]
Can the US Afford Obamacare?
Since 2010, the Affordable Care Act has been the law of the land for better or worse. The legislation has a whole list of policies and requirements. They are intended to make obtaining healthcare coverage financially feasible for more American citizens than had been previously covered. Before the passing the law, many people went completely […]
How to Apply for Short Term Disability Insurance
Short-term disability insurance is private coverage that helps to supplement your income should you be unable to work due to illness or significant injury. This is very valuable protection to maintain. That is because it can ease the financial hardships that all too often emerge when you absolutely must take time off due to a […]
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