It’s true that anyone can benefit from the peace of mind that comes with holding a life insurance policy, although certain groups are at far lower risk of imminent death than others. No one would assume that a young, healthy, twenty-something suffers the same risks as an octogenarian, for example. Yet, there is a common […]
With Me, You're Covered
Can States Ban Obamacare?
When the Affordable Care Act (ACA), or Obamacare, was first enacted, many states (and other groups) attempted to fight the law, or at least specific provisions. Several states attempted to ban Obamacare within their borders, but being a federal law, this proved impossible. This didn’t stop some states from doing all they could to sabotage […]
What Is the Latest on Obamacare?
The open enrollment period for 2016-2017 has drawn to a close, leaving the vast majority of Americans covered, but it’s anyone’s guess where the nation will be in terms of health insurance this time next year. With a new president in office, it’s natural to expect some changes, but President Trump has vowed to dismantle […]
Can I Get Short-Term Disability Through My Husband’s Insurance?
Short-term disability insurance (SDI) can be used to continue receiving at least a portion of regular wages even though you’re not working, for a variety of reasons. It could cover your pay during an extended illness or a surgical procedure and recovery period, for example, or it could be used during a portion of pregnancy […]
Top Life Insurance Companies 2017
There are a couple of reasons why most adults put off researching life insurance options. For one thing, it can seem like an unnecessary expense when you’re a healthy twenty-something with a limited income, and truly, your risk of death is probably fairly low. However, seeking life insurance also forces you to confront your own […]
Life Insurance After Divorce
Life insurance is always a good idea. Even if you’re on your own, you want to plan for end-of-life expenses in the event of your untimely death. You don’t want your parents, siblings, or extended family or friends to find themselves on the hook for covering funeral expenses because of your bad planning. Of course, […]
Is Genetic Testing for Colon Cancer Covered by Insurance?
One of the best things about the implementation of the Affordable Care Act (ACA), or Obamacare, was the inclusion of provisions for preventive medicine. With coverage for many different types of regular health checkups, testing, and screening, Obamacare increased opportunities for early detection and preventive medical intervention, intended to reduce costs and ensure greater longevity […]