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Archives for May 2017

Can States Ban Obamacare?

May 29, 2017 By Rob Schwab Leave a Comment

When the Affordable Care Act (ACA), or Obamacare, was first enacted, many states (and other groups) attempted to fight the law, or at least specific provisions. Several states attempted to ban Obamacare within their borders, but being a federal law, this proved impossible. This didn’t stop some states from doing all they could to sabotage […]

What Is the Latest on Obamacare?

May 26, 2017 By Rob Schwab Leave a Comment

The open enrollment period for 2016-2017 has drawn to a close, leaving the vast majority of Americans covered, but it’s anyone’s guess where the nation will be in terms of health insurance this time next year. With a new president in office, it’s natural to expect some changes, but President Trump has vowed to dismantle […]

Can I Get Short-Term Disability Through My Husband’s Insurance?

May 24, 2017 By Rob Schwab 1 Comment

Short-term disability insurance (SDI) can be used to continue receiving at least a portion of regular wages even though you’re not working, for a variety of reasons. It could cover your pay during an extended illness or a surgical procedure and recovery period, for example, or it could be used during a portion of pregnancy […]

Health Insurance Cost 2017

May 6, 2017 By Rob Schwab Leave a Comment

Anyone paying attention to current events is understandably concerned about the future of healthcare and health insurance. When the Affordable Care Act (ACA), more commonly known as Obamacare, went into effect several years ago, there was a lot of concern and confusion about what would happen. Would patients really be able to keep their preferred […]

Best Life Insurance for Young Adults

It’s true that anyone can benefit from the peace of mind that comes with holding a life insurance policy, although certain groups are at far lower risk of imminent death than others. No one would assume that a young, healthy, twenty-something suffers the same risks as an octogenarian, for example. Yet, there is a common […]

Health Insurance for Artists

The concept of the starving artist is more than just a romantic characterization pertaining to choosing pursuits of the soul and intellect over material comforts – it’s a reality for many painters, actors, musicians, and other types of artists pursuing their creative dreams. Unfortunately, it also happens that many artists are self-employed, work on contract, […]

What Does Life Insurance Cost?

This is not an easy question to answer because there are so many variables involved in determining an individual life insurance policy, as with almost any form of insurance. Auto insurance, for example, is based partially on the make, model, year, and value of the car you drive. However, even if you and your neighbor […]

Health Insurance Conferences 2017

Every year, a number of health insurance conferences are held all over the U.S., and in some cases, even internationally. These conferences are generally intended to provide employers, HR specialists, and those in health insurance and healthcare industries access to the latest information related to healthcare laws, advances, technology, and more, as well as allow […]

How Many Health Insurance Companies Are There?

In the United States alone, there are dozens of health insurance (major medical) providers. Some of them operate privately. Others offer plans to individuals and businesses through the health insurance marketplace via state exchanges and SHOP (Small Business Health Options Program) plans. There are also a number of insurance providers that offer Medicare plans and […]

How Does Obamacare Pay for Itself?

Any type of major reform at the national level is bound to cost something. The implementation of the Affordable Care Act (ACA), or Obamacare, is no exception. One of the major goals of the law is to regulate the healthcare industry over time. It provided affordable coverage options for U.S. citizens. Additionally it curbed healthcare […]