One of the big selling points of Obamacare was that if you liked your current insurance plan you could keep it, even if it didn’t comply with the new mandates under the Affordable Care Act. As the law set new requirements for coverage and how insurance companies can treat and cover their enrollees, many plans […]
Archives for September 2016
Can DACA Dreamers Apply for Obamacare?
With the enactment of the Affordable Care Act, every American citizen has an opportunity to buy health insurance without having to worry about preexisting conditions, gender, or astronomical premiums. Those who do not have some form of coverage are subject to penalties under the “individual mandate” of the new law. Despite these regulations of the […]
If I Qualify for Medicaid Can I Get Obamacare?
Along with the new federal mandates that govern health insurance under the Affordable Care Act, aka Obamacare, many states have also expanded Medicaid programs to provide coverage for Americans who have household incomes that are below a specific level. The qualifications for Medicaid coverage are dependent upon whether or not the state in which you […]
What Is a Health Insurance Broker?
A health insurance broker can be your trusted ally in finding the most suitable and affordable coverage plan for individuals and businesses alike. When you work with a broker, you’re hiring someone who brings their knowledge and proficiency in the insurance market to recommend plans and help you select and enroll in the program that […]
How Does Obamacare Affect VA Benefits?
Under the new rules of the Affordable Care Act, most Americans are required to have some form of health insurance that meets the standards for minimum essential coverage. If they don’t have insurance coverage, then the must have proof of eligibility for an exemption from the law. If you don’t have either of these things, […]
How Does Obamacare Know If You Have Insurance?
The Affordable Care Act, aka Obamacare, heralds in new laws that make it mandatory for most Americans to obtain some form of qualifying health insurance coverage. If you can’t afford insurance and do not qualify for tax credits, then you may seek an exemption from having such coverage. Those who cannot produce proof of either […]
What Health Insurance Can I Get Without a Job?
Being unemployed is already a massive burden that millions of Americans face each day. The added pressure of going without health insurance can increase that hardship exponentially. It can put these individuals at potential risk of not just mounting health costs that would come out of pocket should something happen, but it exposes them to […]
My Health Insurance Was Canceled
The most common reason for the cancellation of health insurance policies is due to non-payment of the monthly premiums. When you miss a payment by the due date, that can trigger a termination notice which every insurance company is required to send before they cancel your coverage. Once the notice is sent out and the […]
How Does Obamacare Affect Insurance Companies?
When the Affordable Care Act was signed into law in March 2010, a litany of new rules and regulations were put in place to govern the way major insurers offered healthcare coverage was to the general public. The Affordable Care Act (ACA), also known as Obamacare, was designed to fix a broken healthcare system where […]
Can You Sign Up for Obamacare Anytime?
It’s a question that a lot of people are asking as terms like “open enrollment” and “exchanges” are becoming part of the common lexicon. In a bid to clear up some of the confusion surrounding Obamacare and its various regulations and mandates, we put together this handy guide to help you learn more about when […]
