There is only one option for individuals seeking subsidies for their health insurance plans, and that’s to shop in the federal or state health insurance exchanges (dependent on the state that you live). There are currently 17 states that have their own health insurance exchanges, while 27 others use the federal health insurance marketplace. Only […]
Archives for July 2016
What Is the International Student Health Insurance Plan (ISHIP)?
Acquiring health insurance is no longer an option in the United States. Federal and state laws have now made it mandatory for all citizens and lawful permanent residents working and attending school in the U.S. to hold proper coverage. This includes international students. The cost for a hospital visit can run into the thousands. If […]
How Does Obamacare Affect Kaiser Permanente?
When the Affordable Care Act (ACA), otherwise known as Obamacare, first rolled out, it started a ripple effect in the health care community. Consumers and insurers alike wondered how the new laws would affect policies and rates. These changes affect health care providers and insurers big and small, including Kaiser Permanente, one of the biggest […]
What Does Private Health Insurance Cover?
If you do not qualify for public healthcare through Medicare or Medicaid, then you must turn to the private insurance market for coverage. The least expensive option for obtaining private health insurance is through an employer-sponsored plan. If you work for a business that offers health insurance, either as mandated by the Affordable Care Act […]
What Year of Income Is Used for Obamacare?
The Affordable Care Act opened the door to more affordable health care for everyone. But in order to benefit from subsidized health care, you have to be income-eligible. The way to determine this is to calculate your MAGI, or modified adjusted gross income, for the year. Some people are confused as to which year’s income […]
Is Dental Insurance Required under Obamacare?
Many people are looking for a way out of the high penalties imposed on uninsured and under-insured individuals as part of the Affordable Care Act (ACA), or Obamacare. Obamacare’s individual mandate rises annually as an attempt to push people to get coverage wherever they can. For those who qualify, Medicaid and Medicare can be obtained. […]
Is Chiropractic Covered under Obamacare?
Chiropractic care is an essential medical service that can be used by patients with a wide array of health conditions. Some use it to treat issues with arthritis, osteoporosis, injuries resulting from car accidents, and back pain. Others find it to be an excellent choice for preventing musculoskeletal problems down the road. Readjusting your spine […]
Is Cheap Health Insurance Really Worth It?
While the Great Recession has officially ended and the economy seems to have mostly rebounded, many Americans are still jobless and college grads are entering the workforce owing thousands in student loans. Those who are fortunate enough to have work have enough debt to tend to as it is, without having to worry about purchasing […]
How to Verify Health Insurance
As a health care provider, it’s essential to learn how to properly verify health insurance before extending services to patients. In order to get paid for the services rendered, you have to verify the patient’s plan and coverage on your own. This way, you know for sure what types of services are covered and whether […]
How Much Do Employers Pay for Health Insurance?
The Affordable Care Act is a 20,000-page law, so naturally most elements of the law are complicated and not clear-cut. This is true of the rules and regulations regarding employer provided health insurance. The most basic variance is between small and large businesses in terms of offering health coverage to employees. It’s great to be […]
