If you’re one of millions of Americans obtaining health insurance for the first time or you’ve recently given up a grandfathered plan and switched to a new policy, you may have many questions. For example, you might want some information regarding your health insurance policy number. What is it? Why do you need it? […]
Archives for May 2016
How Does Secondary Health Insurance Work?
Thanks to the Affordable Care Act (ACA), or Obamacare, every American now has access to affordable health coverage. Except for the rare few that are granted exemptions, all U.S. citizens are also required to meet minimum standards for personal coverage or face penalties. For millions that have gone without health coverage due to issues like […]
Can You Use Short-Term Disability Insurance for Maternity Leave?
There are going to be times when employees need to take leave from work for medical reasons such as a personal illness or injury, taking care of an ailing family member, or having a baby, just for example. In addition to sick leave, many employers provide for up to 12 weeks of unpaid leave for […]
Is a Breast Cancer Gene Test Covered by Insurance?
One of the things that the passage of the Affordable Care Act (ACA), or Obamacare, brought about was to ensure that underserved groups would enjoy access to necessary preventive healthcare services. This includes coverage for women, children, the elderly, the disabled, and more. In terms of women’s health, a wide variety of services are now […]
Will Health Insurance Cover Vasectomy Reversal?
The ACA was designed to ensure benefits for underserved groups, including women. Thanks to mandatory essential care stipulations, many healthcare services for women are now covered by insurance, including well woman visits and FDA approved contraception. In addition, permanent forms of birth control, such as tubal ligation, are now included under essential coverage requirements. Although […]
Does Health Insurance Cover Lap Band Surgery?
The passage of the Affordable Care Act (ACA), also known as Obamacare, has made it easier than ever for adults to access affordable health insurance options. This is true not only for those who previously went uninsured due to low-income status, but also those suffering from preexisting conditions. Health insurance providers can no longer deny […]
What Are the Pros and Cons of Obamacare?
Health care insurance — specifically whether it should be universal, or available without a financial burden for all US citizens, or not — is one of the key issues of the 2016 presidential election. The same can be said about the 2012 and 2008 elections, as well as elections dating back even further than that. […]
How Does Obamacare Affect Union Workers?
Obamacare, or the Affordable Care Act (ACA), was intended to extend affordable health insurance coverage to millions of uninsured Americans, and it has done just that. Citizens previously unable to obtain health insurance due to preexisting conditions or low income now have access to coverage, including preventive and emergency care. The plan also made it […]
Health Insurance in North Carolina
There’s a reason so many young professionals are flocking to North Carolina, and there’s more to it than good weather and friendly residents. North Carolina has a growing job market, miles of beautiful coastline and equally gorgeous interior settings thanks to features like the Blue Ridge Mountains, and no shortage of dining and entertainment options […]
Does Health Insurance Cover Medical Cannabis?
As of last year, cannabis, more commonly known as marijuana, remained on the DEA’s list of Schedule 1 drugs. According to the office of Diversion Control (under the DEA and Department of Justice), this means it is defined as having “no currently accepted medical use in the United States, a lack of accepted safety for […]
